Why is Louisiana facing an insurance crisis? Homeowners are struggling to afford the hundreds and even thousands of dollars per year more it now costs to insure their homes against floods and disasters. Jackson Voss, the Climate Policy Coordinator at Alliance for Affordable Energy, talks with hosts Yvonne and Sophi about the legacy of slavery and racial discrimination in the insurance industry, how a state-provided insurance program is contributing to jacked-up rates, and solutions for more equitable insurance.